Services
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Bridging Finance
AG Finance has a wealth of experience in arranging Bridging Finance for clients and has close relationships with several bridging companies which enables us to get the best terms for you on any given property or land based transaction
Minimum Loan Amount £30k
Maximum Loan Amount £10m+
Loan to values and interest rates vary according to the transaction criteria. Interest rates start from 1% per month and the maximum loan to value we can offer is 90% (for closed bridges).
Mortgages :
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AG Finance will help you structure your finance. Whether your strategy is maximizing yield or buying for equity growth, we will find the best mortgage to suit your needs.
Most Buy to Let lenders will typically lend up to 85% or 90% of purchase price or valuation whichever is lower on purchases, and to valuation on a re-mortgage. Most lenders use rental income as the determining factor and all lenders have different calculations as to what rental they use to determine the maximum borrowing.
AG Finance arrange Buy to Let Mortgages to cover all circumstances for our investors and clients. We can source the best buy to let rates with the best rental coverage to achieve maximum borrowings. We can also work with lenders who offer the following criteria
Letting's agent letter as rental proof
Up to 15% gifted deposits accepted by lender and maximum borrowing 85% ITV
Non standard construction properties
Low rental yields
Adverse credit
No minimum term mortgages
Multi let properties
Student lets
Houses of multiple occupancy
Flats above commercial buildings
AG Finance package mortgages and can thus offer a speedy and efficient service for clients. We have our own in-house underwriter and processing team and can offer you updates as to where your case currently is, including anticipated offer dates.
We work closely with solicitors to ensure fast completion and will help make your buy to let purchase as smooth and easy as possible.
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Telephone
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020 888654 |
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